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MOST digital assets derive their worth from built-in scarcity, where a hard cap on supply shields them from inflation, preventing issuers from endlessly printing more and eroding value.

Proper controls on ownership and allocation also guard against rug pulls, those nasty incidents we’ve seen repeatedly in the memecoin space, where prices skyrocket for holders one day, only to crash overnight when a founder dumps their massive pre-allocated stash.
Bitcoin keeps it brilliantly simple: it’s fully open-source, with a fixed maximum supply of 21 million coins. As of early-January 2026, the circulating supply sits at around 19.97 million BTC.

Satoshi Nakamoto, the pseudonymous creator, is estimated to hold about 1.1 million
BTC (roughly 5% of the total cap), but those coins have remained untouched for over 15 years, meaning Bitcoin is effectively driven by market forces, completely protected from supply inflation and free from any centralised holder who could orchestrate a rug pull or devaluation.

BiPS, the native token from Moneybrain, takes a similar scarcity approach: it’s an ERC-20 token on Ethereum with a hard cap of minted BiPS in 2018 of 500 million tokens. BiPS is asset-backed for added stability, dominated by real-world assets like liquid property, land, gold, secured loans and top digital assets. The BiPS Foundation (no shareholders) holds these assets in trust and returns to date have been an inflation-beating 7.56 % per annum since 2018.

The core lesson here is straightforward: true stability in crypto comes from scarcity paired with robust controls. Bitcoin nails pure digital scarcity with decentralised market control; BiPS adds asset backing for lower volatility. Always scrutinise supply mechanics and allocation. If a project has weak caps or heavy founder holdings without safeguards, you’re risking a rug pull.

Download Moneybrain on Apple or Android to kick off your crypto journey today, and you can now invest in tokenised Xstocks directly on the Moneybrain app.