Sponsored content
AS we enter 2026, platforms like Moneybrain are highlighting stablecoins as digital alternatives to traditional fiat.
These assets are pegged one-to-one to GBP, backed by segregated reserves offering stability and liquidity. Not all stablecoins are created equal, and choosing a respected issuer and custodian, such as Jersey-based Moneybrain, is crucial for safeguards.
Consider this scenario: you hold £1 million in a reputable stablecoin. Stablecoins benefit from trust-based structures.
Reserves are segregated and ring-fenced under Jersey law, typically held by professional custodians. Holders gain strong proprietary interests through the Trusts (Jersey) Law 1984, meaning the assets are not part of the issuer’s estate.
In issuer insolvency or wind-down, detailed plans ensure holders can access reserves directly for full redemption where properly structured, typically allowing recovery without competing as unsecured creditors.
Stablecoins are not risk-free but respected stablecoins offer advantages for substantial holdings through segregation and high-quality reserve composition. It’s important to note that stablecoins are not FSCS-protected (and the regulators have explicitly ruled out extending such coverage).
We currently offer one-to-one-backed stablecoins in GBP, USD, euro and AUSD through our corporate and retail app.
Benefits of stablecoins over fiat
Seamless borderless transactions, easily off-ramped worldwide post-KYC.
Greatly reduced fees, often eroding high traditional charges.
Segregated reserves, providing proprietary claims that prioritise holders in liquidation scenarios, a structural edge money deposits lack for larger sums, especially when reserves include government securities, money market funds or property.
Moneybrain issues stablecoins today backed one to one by cash equivalents, or overnight
money market funds in regulated custody.
Download the Moneybrain retail or corporate app today, available on Android and Apple, to start your journey.
