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MONEYBRAIN began its journey as a peer-to-peer lender called JustUs. The vision was simple: build a platform for peer-to-peer lending that bypassed traditional banks, outpaced payday loans with fair interest rates, and offered tiered risk levels for investments backing those loans.
This was back in the era of “internet money”, before crypto even hit the scene, a true disruptor in its own right. The JustUs lending business has since expanded steadily, now boasting a robust roster of investment vehicles delivering favourable returns.
So, with a thriving peer-to-peer lender on your hands, why dip into crypto? Fair question. We’ve always chased the most efficient and equitable ways to handle transactions with our customers. At heart, we’re a business that kicks down the doors of innovation, sifting through the hype to uncover real solutions that cut costs and boost productivity.
Moneybrain was a bold punt in the wild early days of crypto when we launched, but the sector’s gone mainstream since. From those modest roots, Moneybrain now features its own stablecoin, BiPS, and the platform has just rolled out tokenised fractional shares via X Stocks. That means you can snag a slice of Nvidia or any of the world’s top stocks. It’s a stark reminder of crypto’s rapid adoption and the surging appetite for tokenisation.
Our crypto app hands you the keys to borderless remittances and settlements, for pennies on the pound, which is crypto’s real superpower. That said, we spotted plenty of folks lagging behind the curve, so we pivoted: we spun up a corporate arm to handle crypto custody needs for businesses and individuals alike.
Now, we’re buzzing to spread the word on our lending features within the Moneybrain ecosystem. Stake your cryptocurrency or fiat stablecoin, and we’ll extend credit to let you keep holding, buy, and speculate across currencies and X Stocks, all without leaving the platform.
Download the Moneybrain app today from the Apple App Store or Google Play, and dive into our crypto lending credit facility alongside our full suite of crypto tools.

