Housing Minister Andrew Green has promised a major push in 2012 to help young people meet the astronomical cost of buying a home.

His five-pronged plan includes:

• States loans to help people pay for their mortgage deposits.

• An insurance scheme to increase lending rates from four-times to five-times salary.

• A review of the cost of building a house.

• A new discount Homebuy scheme.

• A new way to encourage couples to move out of family homes by buying ‘lifetime enjoyment’ of a smaller property.

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