2013...the spectre of homelessness

MORE than 100 Islanders are facing the grim prospect of homelessness in the new year because of a desperate shortage of affordable accommodation, the JEP can reveal.

Young people are having to borrow from mum and dad to be able to afford first-time buyer homes
Young people are having to borrow from mum and dad to be able to afford first-time buyer homes

MORE than 100 Islanders are facing the grim prospect of homelessness in the new year because of a desperate shortage of affordable accommodation, the JEP can reveal.

The number of people on the high-priority waiting list for States housing, including those facing eviction or sleeping on friends’ sofas, has steadily increased from 76 at the start of December to 112.

The surge has been caused by a shortage of new homes and a sharp rise in people needing help in the economic downturn.

Dominique Caunce, head of policy and business improvement at the Housing department, said: ‘The overall waiting list – not just those in [the high priority] band one – has generally been increasing since 2008 when any new supply [of housing] effectively dried up.'

Comments for: "2013...the spectre of homelessness"

percy egre

I am sorry but the states should be controlling immigration, we cannot keep building more houses

Overpopulated

We keep saying it - they keep ignoring us!

Underpop

You keep saying it & it's boring. If all immigrants would leave, you'd have nothing & the moaning would start that we have too many unoccupied non quals apartments.

roombay42

How do you think we all coped before, when the population was in the mid 65,000's? I'd say we coped very well.

Londy

You coped very well because money took you further then, silly. There were more jobs because tourism was booming & you had space for development,(construction etc) meaning more investments. A small business could expand because the population was rising, so you only coped because the population is now 100.000.

Overpopulated

Unqualified people can live in 'non quals' apartments.

Everything was fine until finance and building was allowed to grow out of proportion to the size of the island. We are now having a big adjustment and hopefully a downward adjustment in population, what we need is work permits and training for the unemployed.

Overpopulated

I meant qualified people can live in unqualified apartments

The best thing that could happen to St Helier was a massive decline in the number of people living in grotty bedsits (immigrant land). The lovely large houses could then be re-instated as homes. These houses would be £1 million or more if in smart areas of London.

Giles

What will it change, peoples comments are always the same on this forum. You think by bringing in work permits you'll have jobs, dream on & it will never happen anyway. If I need something done to my house I'd still get a foreigner, even a qualified german builder is cheaper to bring over and produces high quality work. If banks couldn't employ graduates & other nationals they'd just move their offices elsewhere but the bean is so naive & thinks the world is Jersey. I love going to the bakery in town & the baker is french. I love going to the indian restaurant & the chef is indian, even my dentist is not from Jersey but does a great job.

Rentokil

Rental prices would drop! Ha ha great news!!!

Benefit tourists and taxes would decline., Brilliant news.. Next! Lol

Warren J

Scrap benefits and Disband Social Security.

This would soon deal with the immigration issue !

James Wiley

The problem is that the States of Jersey keep employing more and more foreigners and locals to do unnecessary make-work jobs in the Civil Service, thereby depleting the supply of labour which forces local businesses to bring people over to do the real jobs in the real economy.

Slash Civil Service management put the locals to work behind the bars and as table servers and all our problems are solved.

Government is always the problem, never the solution.

JJ

Everything is unaffordable in the island at the moment! Rents are increased every year without wage increases to match...if the island continues to rob the pockets of islanders then there will be a whole lot more than 112 on the high-priority list!!

Fred

I can't afford to live in Monte Carlo but there you go. If the houses are too expensive and you have no options, move.

Don't expect to be housed or for affordable housing to be provided merely because you can't afford it. I would love a 6 bedroom detached mansion overlooking St Ouens bay but alas I make do like everyone else until those numbers come up!

Carl

Well, Monte Carlo isn't Jersey, it's not an Island and you can walk across the border to enjoy the area:-) Would you really buy in St Ouens when the numbers come up, I haven't seen many great properties & building is restricted ??????????? SHOCKING.

Peter

Move where Fred? If someone has lived in Jersey all of their lives why should they have to relocate to another territory? Or put another way why should the UK or any other country have to accept Jersey people desperately seeking affordable housing just because their own government has failed to provide sufficient social housing?

Ben

Don't worry Peter. The UK will accept anyone from anywhere in the world. If you are a Russion billionaire or an uneducated Pakistani then their particularly keen... but Jersey residents, well hell yeah, we'll accept the whole island - why not the rest of the world is already here!

If you thin Jersey has immigration problems, then try the UK!

Ritz

Why do people waste there time and energy moaning about immigrants in Jersey when the problem is actually a different one. Yes, the UK has immigrants but I love a good Kebab & the chinese around the corner is great too. You can go to other countries like Germany & be in a turkish town & you go to Brazil & see british companies claiming land, so our population can eat exotic fruit. Politicians in Jersey just didn't plan ahead, now locals are frustrated and try & blame others. If we didn't have foreign companies, what would we have? I can tell you, no problems because you can't get what you want. Every small island has the same problems, Jersey decided to become wealthy so what's left? Only option is to build high, encourage growth & stop moaning, or just see the island decline. I don't know what people think, if you want jobs, luxury & space (affordable housing)move to mainland or a bigger island.jobs, no luxuries & still

Ritz

Why do people waste there time and energy moaning about immigrants in Jersey when the problem is actually a different one. Yes, the UK has immigrants but I love a good Kebab & the chinese around the corner is great too. You can go to other countries like Germany & be in a turkish town & you go to Brazil & see british companies claiming land, so our population can eat exotic fruit. Politicians in Jersey just didn't plan ahead, now locals are frustrated and try & blame others. If we didn't have foreign companies, what would we have? I can tell you, no problems because you can't get what you want. Every small island has the same problems, Jersey decided to become wealthy so what's left? Only option is to build high, encourage growth & stop moaning, or just see the island decline. I don't know what people think, if you want jobs, luxury & space (affordable housing)move to mainland or a bigger island.

Qwerty

Continual growth is unsustainable - so lets address the real problem - which is uncontrolled immigration!

Rentokil

Because for the amount of dishonest tosspots we have here from the UK taking advantage of social housing and taking the preverbial with first time buyer loans possibly? Or how about the nasty ones who bully their way into getting what they want? Be fair! Lol

pro immigrant

How about the tosspot locals who buy firstime buyers houses in their kids names the sell them on for a profit. If a UK person buys a first time buyers house it is because they are qualified, soo why is that their fault. The anti immigrant protesters on these pages need to have a look at how the locals are working the system mate. I have seen it first hand.

Ben

Ritz - you have clearly not been to the increasingly large parts of the UK which have turned into racial ghettos where all you will see are either black or asian faces that will not integrate - how would you feel if half of St Helier became a Pakistani Muslim area? Thats Bradford these days and large chunks of London.

Rentokil

Incorrect... And very short sighted. In case you hadn't realised whilst speaking from your 'not so' moral higher ground people are making a point about genuine needy people having to be pushed aside for 'whinging pommies' (a phrase used for immigrants that moan in Australia)

Hence the explosion of social injustice..

Rentokil

To a point true pro immigrant, however, working in finance also opens your eyes as to how many from the UK who already own property and also know how to 'work the system' are not in real true terms 'first time buyers' they sign over their purchases to family and parents..

I can't say I blame some locals for doing what you claim they do either judging by the sense of entitlement so many immigrants seems to have once they learn how to fleece OUR system.. Getting it yet?

R B Bougourd

The nearest ghetto to where I live is referred to as an 'enclave', Ben. Distinctly more upmarket.

Gerard

What has the sentence under the picture got to do with it "There is a shortage of first-time buyer homes"? Surely your not homeless, if you're thinking of buying????????????? As much as I like (or say liked) the Island, housing makes the Island ugly. People's thinking has ruined the Island, all I ever heard was "I have to get on the property ladder". When you look at the prices, you think we're talking about New York, Paris, or some holiday destination with warm climate:-) but NO, we're talking about a small Island, most people have never heard of. Now people realise that they can't afford the mortgages, put rents up & then we realise that people renting can't afford rents.........................I left Jersey years ago as a Teenager & returned later on, I couldn't believe how hard it was to find decent standard accomodation. My partner and I looked at properties to buy & prices where shocking, a standard 2 bed apartment was out of reach & even if, I didn't see the point paying this price for something I don't even like. After 4 years we had enough of the Island and bought a 5 bed house with garden in a nice area, our mortgage is 1/3 of what we paid rent for a 2 bed rental flat. I don't know how some people manage but something has to change on the Island.

hasingbenefit

Scrap housing benefit and bring back the rental control tribunal. This will force down rents to realistic levels.

Certain politicians scrapped the Rent Control Tribunal in order to enrich themselves as they were property owners.

Bo

And how many flats lay empty???

Land lords with similar properties to the states should be forced to take folk in like this if they lay empty and if these people are jobless, Social should pay the land lord direct.

ANd this should be limited to those folk who;

a) Have tried everything in their power to sort their mess out

b) Have been in the island longer the 5 years and have contributed to Jerseys economy.

If they do not have their 5 year residency, ship them home and that will save a fortune and get their family to pay the cost of the fare!!!!

Andy

Immigration to blame ,a couple come to work in this island then next you know the parents ,uncles aunts come ....no control over here !!

Gallow

What has that go to do with you, if they want to live in one property leave them & it's non quals.

Sum ting wong

Yawn! what a boring predictable remark!

The government reflects its people.

Jersey people "must" stop blaming everyone else for there own inadequecies.

Overpopulated

What Andy says is true. If there were not so many immigrants - 10,000 or more in the past 10 years there would be more property available - it is not rocket science.

There are probably thousands of properties empty - no more should be build until those are filled

There are 7 billion people in the world and our inept government seem to want to allow them all to live here.

Moses

You say there are probably thousands of properties empty and then want foreigners to leave so more are empty,HHHHHHHHHHHHMMMMMMMMMM??????????????????

C Le Verdic

They're empty because nobody wants to live in those sort of homes, let alone pay silly money for them.

Most want a garage and some visitor and boat parking space as well as a garden big enough for barbecues, loungers, trampolines, slides, gazebos and hot tubs. This requirement is still lacking at the 'affordable' properties as illustrated above.

Therefore the market in Jersey is likely to remain much the same as long as people have the aforementioned aspirations and many can get hold of the money needed to buy the properties that do meet their requirements.

None of the more sought after properties are going to be given away just yet, there aren't enough to go round, nor are many being built. Even the new ones at Plémont will only just about be within spec for average 'successful people'. The above average won't want to live on an estate of lookalikes.

Curb

C Le Verdic, the way things are going means even above average people can't afford the prices, because even their salaries are decreasing if others don't spend. The properties you're talking about are just basic elsewhere, that's how sick it is. In a few years the market will be full of properties 50% cheaper, so only i.... buy now.

mo

Totally agree with you Andy, and ooooooooohhhhhhhhh yes they get income support immediately....yet when a person that has been here for more than 20 years worked all there life, suddenly fall on hard, looks for help they are fowned upon and to go away... been there and worn the t-shirt, if the shoe fits wear it.. one rule for one and another rule for others...

Andy

I've stood in a queue at social security and listened to some of these immigrants discuss their business with the civil servant behind their desk...next you know someone who speaks their language turns up to translate ..alll very friendly ...then when I go to the desk the smile has gone from her face and its sort of ,'well what do you want' and all i'm dropping off is my payment for my social security!

mj

So sorry for that guy who had a 2 houses (6 bedroom + 3 bedroom) and now crumbled to the real world. must have being an hard fall.

welcome to the real world " don't bite more than what you can chew"

spotran

Seems our economy's out of sinc. Loads of empty flats/houses and more than 100 people sleeping on friends sofas etc

Strange

Very strange! We are on the waiting list (top of Band 1 they said) for a 3 Bedroom property. We were out everyday around all the States housing, we found a perfect property, we put a plee in to get the property but it actually went to a different local family who was already housed and had actually no need to change!

It's down to who you know in housing as the new car they have got is worth over 25k... They can afford that and get housed but the people who actually drive around in a banger trying there best for their family loose out! Sorry but the newGateway system is not working :-(

Give us all a chance, Please?

Sue

Actually the gateway system works alot better than the old system.

As for the car you have no idea whether it was their car or someones they borrowed? A hire car to help them move.

Also do you know the circumstances of why they were moved? What their old property was like. You can sit and complain because of your situation but you have no idea of the situation others are in.

Rentokil

It's isn't fair to always 'assume' someone's car is the measure of what they have or havent got..

Does it ever occur to some that some jobs still provide a car? Might be worth just asking?!

Every year my other half chooses and new car and has no choice but to so.. It does help not to let the green eyed monster get in he way! In fact, we always make it very clear where our new shiny car comes from every year!! People can be quite vindictive at times!!

Kim

Why should you get it??????? I wanted a house but had to move away for that & work like every other person.

red squirrel

Strange 10,have another child or two and you will zoom to the top of the list,or maybe you could work hard and save hard and buy a small one bedroom place and stop scrounging of the state.

Carly

I left Jersey after 9 years in June. I left with my partner Darren, 42 who had lived in Jersey all his life, and we don't regret it all. We bought a house in a beautiful village on the Dorset/Somerset border and we love it, it's been a new lease of life for both of us.

If you're unhappy in Jersey, then leave. There is a life beyond there you know!

Joel

Well done Carly & Dorset/Somerset has some really nice areas, I agree. I also moved away but to Rep of Ireland West Coast, I enjoy the amazing countryside(Connemara, Lough Corrib) & coast is never far. With a normal salary I was able to buy a nice house with my partner & can totally agree it was the best choice. The problem with most Jersey people is that they are kind of scared of everything & grow up in a small bubble world, they hear what other people say & believe it. St Helier has a population of about 33.000 and I've never heard of so many fights or knife attacks in other towns with the same population. Everything is closer in Jersey but funny enough it took me longer to get to work in Jersey than here + I have free parking.

Notabean

They should double the number of proposed developments. This would create a lot of work and I know plenty who wish to move here but the job market isn't too good at the minute.

Newcomers should receive a grant of first years rent to help get them settled.

Overpopulated

Yeh right, so we need thousands more people and building creates short term jobs, that is one of the reason for the current unemployment, building has stopped because the banks are not lending.

Grant to get settled - get into the real world dear!

Daniel Morris

PEOPLE... ARE YOU BLIND OR TOTALLY THICK??

Do you really believe what they write?

The description below this lovely picture says clearly: There is a shortage of first-time buyer homes!!!!

If the States need more houses there is plenty abandoned ones in town!!

There are few just behind the Co-op. And that's just an example.

Rentokil

That's why so many locals are homeless and can't afford rent!!

Still can't believe how many arse wipes abuse first time buyers status..

sensible

Agree Rentokill, and most of the abuse regrettably comes from locals.....

JSY's Fluid

...and why not? It's their island and unless they resort to underhand tactics they will lose it to equally, or even more, underhand outsiders!

BORIS

The sad fact is that both this and previous governments have failed to identify the problem of housing on the island for many years. The problems of housing has been an issue for generations, and yet amazingly it seems to be a problem that has never been fully addressed, recognised, identified or tackled by the sitting Governments of the island. Yet it has always been something that the electoral voters have been aware of. Strange that !!!!

Qwerty

Social Housing should be for those in need and should not be seen as permanent, as when a person or family's circumstances improve they should be prepared to move on.

It would interesting to know what proportion of the States Of Jersey's housing stock is occupied by tenants who do not have English as their first language? Also, are States tenants allowed to own a property overseas?

Rentokil

Totally !

It disgusts me how many families think that the housing system is there for their breeding and to provide them with a home for no reason other than that. Many go back 'home' (yes I say that because half of these ungrateful sods do not class Jersey as home.. ) a few times a year to their houses yes really!! And feel no shame doing it either.. It's a complete insult to the taxpayer and we then have half these idiots claiming that people are racist!?

All the time, anyone mentions how cheeky someone is they are racist?!

Must be wonderful to hide behind that word but then half of those types are in fact more racist than anyone!!

I feel really sorry for families and vulnerable locals who really need housed and are pushed aside for these cheeky good for nothing's who have the NERVE to slate hard working locals who never get a look in..

Social housing? Hilarious it become more unsociable to our Island than sociable, about time people put a stop to this..

Qwerty

The racism card was worn out a long time ago - it's all about facts now!

Peter

Simple. We can't keep on eating into the country. People will have to get used to living in apartments and build upwards.

This can be good quality with facilities. (pool / gym?) The numbers talked about are laughable. Two ten story apartments of 5 units per apartment would solve the problem noted in the article.

Sorry, if apartment life doesn't provide a garden, but at least we will still have some country to walk in. Immigration or not, if we have "x" number of people needing housing and want to preserve the island so we need a change of mindset. The key is the build and facilities need to be well designed and of good quality.

Johns

Totally agree, building higher is the only option and if the apartments were nice people wouldn't mind. You still have nature & immigration isn't a problem. If you want jobs, you need foreign investment & decent housing so companies will come.

C Le Verdic

Unfortunately there already isn't enough room in the island when everyone comes out to play at weekends.

Just about tolerable while most of them are banged up at work or in school.

Save us, Plémont and the island, Sir Philip. the electorate is looking to their knight in shining armour to keep Jersey rural and exclusive.

jerseyfiggard

There is a maximum level of people that can live in Jersey whilst sustaining them and the infrastructure that supports them. One can easily state that the island is 'overpopulated' but actually the perception of overpopulated (other than the sheer number of people over here) is down to the industry that supports them.

If there is sufficient competitive industry that there is a good quality of life over here, then we are not 'overpopulated'. Whilst I myself am firmly of the opinion that the island plan of the late 1960's that set the maximum population at 65000 was entirely correct in assuming this as a maximum supportable figure, it is a pure luxury in this time of little war and diminishing disease, with no population control of any kind and 13 children being born via ivf at one time.

If one has the industry to supply the work at a level of return per household income that is capable of supporting a reasonable quality of life then the island can acheive a maximum supportable population far greater than it has currently.

Due to the holding back from the census of the sale of new build properties (which may have been in part due to economic conditions at the time) many more luxury units of accomodation will be filled fairly rapidly. Each unit of luxury accomodation, due to the price that it costs to purchase and the luxury expectations of the inhabitants therein, requires a further three to four units of housing for the lower income strata of society such that the luxury needs of the luxury accomodation residents can be met. I can safely predict from this that should all luxury units of accomdation currently standing empty or currently being built be filled then there will be a population of no less than 150 000 by the next census.

This will only be supportable if an industry is found that will both provide jobs and a good salary without taking too much land in the process. My own feeling is that the IT industry might help here or possibly a university of the channel islands.

Whatever industry we choose, I greatly hope for the future of the island that the finance industry is removed. It has brought nothing but ruin to the island. Ten per cent of the community earn the larger part of the islands income, skewing the average wage, and at the same time by necessity (so that the finance industry can compete with other offshore tax havens) both paying no real tax of any kind as an industry, being made up in large part by people who are bad at their job if they cannot avoid income tax who earn enough to set the fashionable standard of living at such an expensive level as to mean that the other 90% of people are forced into a big uphill climb to achieve parity successfully. Thus in the larger part the power ends up in the hands of the movers and shakers of the finance industry who are all rather guarded and task focused (the first part of analysis) in comparison to the people who had the power in society during the post war period up until the early 1980s who were involved in the hospitality industry and were all outgoing gregarious person centric people. Whilst there was less money around at the time, the quality of life was much better.

I personally know a few homeless people and provide a sofa from time to time, and, as always throughout history, those people who experience homelessness are often experiencing mental health issues or addiction. Whilst the church has now taken an apparent back-seat in community life if we are to continue living without preaching war mongerers then perhaps we could fund a greater level of sheltered accomodation (a dormitory style hall - conversion of an old church building or shed perhaps) and a soup kitchen. The shelter may seem like a great organisation but actually, whilst it has tax free status as a charity and receives bursaries and free food (albeit slightly out of date), it is rather punitive in its outlook toward mental health patients and each resident has £105 per week from the states to rent one bed, ten pounds less than the states pay for a studio flat. A lucrative investment to my mind - a guaranteed tax free income that increases as the economic situation worsens - not unlike the finance industry then.

I would hope that a twenty year 'moratorium' is proposed for the development industry; a winding down period. This should be enough time for the social housing projects to support the luxury residents to be built, for the larger contractors to pull out and invest elsewhere and for the development industry to change form into a redevelopment industry. From then on, the maintenance of properties, small rebuilds and extensions. If every house in town had one extra floor we could accomodate 300,000 people in Jersey, and to end on a truism, you can't unplant a building mon vie.

Overpopulated

And how many schools, hospitals, etc would be needed.

The roads and sewage system cannot cope with the current population.

Many of us would up sticks and go somewhere else if this nightmare happened, and take our income tax payment with us

jerseyfiggard

Think of the work that installing all of those logistical points such as sewerage and electrics/services etc, plus all of the development that can occur on the lower socio economic front ie social housing. Then there all of the people to put into them and then schools for all of their children (sic).

I am about to up sticks and leave anyway, as the quality of life has so diminished over here along with the fact that the causes of this diminishment are so utterly entrenched purely to exploit the tax status of the island that they are unlikely to leave.

Already the states have predicted a 120 000 population level for the next census based on the last one. I am simply including the properties that were left off of the census and factoring in the social requirements. If you think 150 000 is a nightmare, then imagine what 100 000 is like to someone who was assured the population would never rise over 80 000.

jerseyfiggard

The only thing that will realistically solve the problems of housing the population both now and in the future is for the immediate introduction of work and housing permits and limit the expansion of the population, diminishing the amount of people that live over here wherever possible.

The island is simply that - an island. We cannot and must not cede to beaurocratic standardisation following Europe and allow the free movement of people into the island. People who have lived and worked here all of their lives, some with families stretching back thousands of years (like my own) are being unremittingly negatively affected by the decisions about population levels that are inspired by politicians sometimes for no other reason than fashion, following European standards and they simply are not designed for an island.

Catherine

I have friends living in two bedroom houses/flats when they only need one, some have even made one bedroom into a dining room. One has a son who travels the world and comes back home for a few months, then he is off again so they are allowed to keep their two bed house. Several years ago this was not allowed by housing, I was told to move out of my two bed flat as I don't need two bedrooms now my son has gone to University, I queried where my son was to sleep when he came home and was told I could get a put-u-up for him in the lounge. No wonder there is a shortage of homes for young families, the housing department are not fair to everyone. Now my husband has left I was told I was to move into a bedsit! Wonder how many single employees at housing would like to live in a bedsit which is not much bigger than a rabbit hutch and where are the grandchildren to stay for the odd week-end? Housings system of allocating property is tearing families apart. making elderly people lonely and depressed. One rule for others and one rule for me. i would welcome your views on this.

Don't Worry Be Happy!

Hmmm! Bit dramatic, 'tearing families apart'!My view is, try and form a self-help group! First question to ask this very large group, is why you think the rest of the world owes you something?! Together with the other moaners, stop complaining about what others get, take some personal responsibility and do something about your life! There you go; great advice and it's free!

Grass em up

If housing don't know, how can they deal with it Catherine?

Tell them perhaps?

Rentokil

The wrong way round!!

You should be in your friends flat and they should move into a one bed or bedsit!! Shocking to be honest!!

System needs an overhaul badly. Who the HELL makes the decisions on who gets what is what I'd like to know they need their asses kicking!!

Don't get me started on homes trust properties either my blood pressure would hit the roof!!!

Move on

Jersey like the UK has created a low wage state by too much immirgration. This certainly does not help the economy at all. No hope of getting on the property ladder even if houses were 80,000. Ireland is the place to go again, buy your property there soon quick as prices rising again there.

Also no knife attacks or drunken assults that seem to be happening on a regular basis here in Jersey, and Jersey folk are always first to have a go at other places, reason they are too scared to move and use crime in other countries as an excuse.

Gareth

Agree Move on, I left Jersey 2 years ago because it's all down hill. I was in finance and wages where a laugh, compared to rental costs. Ireland is still booming & despite cuts the place to be. It's not overpopulated, wages are higher, space for development, more & more investment & housing cheaper than ever. I bought a 5 year old 4 bed house (A rated windows etc.) here 4 months ago, for less than 100k ( 82.000 pounds)with 0.6 acres of land. Young people are only leaving to Canada, Australia because they were spoilt by there parents & now want to save more money and live mortgage free here but as said, prices are rising again. You go to cities like Galway or Cork & have pubs with life & crime is not a problem as long as you don't look for it. St Helier only has a population of 32.000 and I've seen more fights and stabbings there. We have amazing surfing, unspoilt nature & great flight connections

& shopping in Dublin. With a normal office job me and my partner can afford a decent house (mortgage), save so much more & quality of life has improved. Apart from car insurance everything else is cheaper here compared to Jersey. You just have to shop around, at least we have Aldi & Lidl.

IRE1

"Young people are only leaving because they were spoilt"?? how on earth have you come up with this and you also think Ireland is booming?? I can assure you on both of these statements you are way off the mark! 1000 young people are leaving beacuse the majority cant find work! And trust me i know.

Gareth

You know:-). Of course you struggle when you have a 100% mortgage for a 5 bed house at the age of 25 and bought at peak prices. The parents spoilt kids during the boom & kids are used to the standard. You don't have to drive an Audi or Range Rover & funny enough there are enough jobs in Cloud Computing etc. Our company has 250 new positions open so don't tell me jobs aren't available. The majority of people can't find work because we have enough builders, teachers, lawyers, & bankers & nobody wants to work for a minimum wage, wich is still very high here. If you're not flexible you won't find work but I didn't have previous experience & managed. I started learning a 2nd language, so yeah it's easier but everyone has the same chances. If people leave fine but I have 20 French, German, Spanish colleagues who came here for work & can't complain....................

Gareth

And don't forget that even now Irish teachers are the fourth highest paid among 34 member countries. Only Luxembourg, Germany and Canada pay their teachers more:-). Maybe you looked in the wrong fields but do your homework:

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Earning power: Starting at around €20,000 a year for graduate trainees, with potential to move into six figures if you're made partner in a big firm

Lidl/Aldi manager

Retail spend may be falling off a cliff but people still need to eat. The two German discounters have been eating up market share and opening new branches monthly.

Both Lidl and Aldi have rather well-paid graduate programmes. You need a decent 2:1 degree in any discipline to apply.

Lidl funds its own retail management degree in partnership with the Dublin Business School and even pays students a salary and holiday leave throughout their studies. (Application is via Lidl directly rather than the CEO system).

Earning power: A €60,000 starting salary plus a fully expensed car. At Aldi the car is an Audi A4 -- not bad at all if you're 22 and fresh out of college. Salary rises to more than €80,000 over time.

IFSC back office

It's cold comfort to Ulster Bank employees, but if financial services tsar John Bruton follows through on his mission, the IFSC will employ thousands more in coming years. This is where back office and clearing house functions are carried out for some of the biggest companies in the world: hedge funds, reinsurance giants, banks and asset financing firms.

On top of the 33,000 people employed there, there's a plan to provide 10,000 more jobs there over the next five years. Almost 90 per cent of employees there are third-level graduates.

Earning power: €50,000-plus

Agrifood

Companies like Glanbia and Kerry Group are turning a tasty profit despite the recession and the agrifood sector is the second biggest employer in the country.

Points for degree courses in fields like agribusiness and food innovation leapt up by an average of more than 20 points last year.

Kerry Group recruits graduate trainees from disciplines as diverse as finance, engineering, IT, product development and science. Glanbia looks for food technologists, business analysts, finance, IT, engineering and food science graduates.

Earning power: Circa €20,000 during graduate traineeship, then €50,000-plus

Aviation finance

Almost all of the world's big aircraft leasing firms have offices in Ireland and it's a multi-billion euro industry.

Aviation leasing hires a big mix of professions as it takes a cross-section of people to put complex deals together, including lawyers, accountants, sales people, credit risk analysts, engineers and marketers. Training tends to be in-house and informal.

"While Europe is very shut down in the current market, business is booming in Asia and Latin America," one aviation leasing executive said.

Earning power: Six figures plus bonus, once your career is in full flight

Fast food

The company that runs KFC and Pizza Hut in Ireland made big profits last year, and Supermac's and McDonald's are growing their businesses. McD's is planning an €8m-a-year expansion for the next four to five years. While it doesn't have a dedicated programme, graduates who enlist at management level make a decent living.

Earning power: A second assistant manager at McDonald's makes around €38,000 plus benefits like health care. A business manager makes up to €59,000.

Entrepreneurship

the_age_of_reason

There may well be a shortage of first time buyer homes, but having said that, hasn't it always been difficult to get first footing on the CI property ladder?

Renting one's parent's spare room for almost 3 years, living like church mice, putting every spare penny into saving for a deposit, wasn't easy at all, but we did it, eventually.

Yes, that was over ten years ago, house prices were lower, but then, our wages were lower, weren't they, and the cost of living still high, the place we bought was far from ready to move in, and we had to do much of the hard graft ourselves. No bank of mum and dad, no money, no choice, no holidays, no 4 x 4's, no fancy top of the line gadgets, no luxuries, just bloody hard work and the hope it would all be worth it in the end...and it absolutely was,we regret nothing, and quite frankly, we're better people for it.

Now it seems 20 somethings must have it all now, without sacrifice, and it must be the best. We have younger friends who tell us how 'lucky' we are, and as they sail off in their ridiculously expensive to run oversized vehicle, bewailing the cost of childcare for yet another kid they can't afford on their smart phone, and having regaled us with tales of how much they're looking forward to their new top of the line HD flat screen and second annual holiday (sometimes all on credit, I'm sure) we just laugh.

Living beyond one's means, a belief that one must have everything one wants, now, for little real effort, and a sadly overinflated sense of entitlement is certainly not helping the plight of the poor beleaguered first time buyer of today.

Overpopulated

What a brilliant summary of much of the current Jersey population

Propaganda

You need to read this report as it will tell you that your view described above is inaccurate. It is proven that housing afordability has got a lot worse in recent years. That's nothing to do with 4x4s or HD TVs, it's simply house prices have risen faster than wages.

http://www.gov.je/Government/JerseyWorld/StatisticsUnit/Prices/Pages/HousingAffordability.aspx

Holmes

Well, salaries took you further then and you could afford to buy a home even working at a till but not now + there was room space for development (more jobs). Your salary was increasing but now it stays the same and everything else gets more expensive. You wouldn't even get the mortgage as your salary is too low these days & property too expensive + you only qualify with a permanent contract (very hard these days). A shop worker earning 17,000 would only get a loan of around 68.000, so would need a massive deposit to get a decent flat, very hard when your rent is high but was possible with a standard job then. In your days an old person would say a walkman is luxury but everyone had one, now it's the same with a HD TV for you. A nice warm & dry 1 bed flat doesn't cost much to build these days but in Jersey that's a luxury. We are nearly in the year 2013 and to have a place to live shouldn't be a luxury.

jerseythepartiesover

http://www.bbc.co.uk/news/uk-scotland-scotland-politics-20870160

Scotland appear to have it right. Unless you actually wish to be homeless you will be looked after by the State. No chance of that happening in Jersey.

eune fée

Suprise!

We have an economy built on the very very global-dependant finance industry that means we are all now completely subject to the laws and practises of other countries.

Debt is obvious in all social stratas thanks to the former expectations of the future prosperity of finance-industry positions.

Immigration related to the finance sector has pushed up house prices for locals and the building of more properties (despite the constant suggestion that an immigration cap is necessary) hasnt reduced this because of the assumption of local prosperity and because the population keeps growing!

A huge degree of island culture has been neglected in the 'globalisation' of the island and fewer people living here have local roots/family who are in touch with their heritage...

This is my home and i intend to stay here through thick and thin but its not going to be easy... The American Independence, the French Revolution; economic and social justice comes at a cost... we should remember that, even in Jersey!

Beaumont

We have ourselves to blame. Finance has been great for Jersey in some ways, but disastrous in others. It has created an ugly mindset, especially with the under 40's who have grown up in that environment. The reason we have so many no quals immigrants, is because too many locals don't want crappy demeaning jobs, especially if they are poorly paid. We have simply created too many opportunities for Eastern Europeans to strive & thrive

Sanity

Beaumont – It is not the Finance industry that has caused the problem. Finance is not responsible for the mass immigration of low paid, unskilled workers. You need to focus on Farming, Tourism and the disastrous experiment in Fulfilment for the problems. All finance has done is bought untold wealth and unfortunately an attitude of complacency among people and politicians.

Joerg

But immigration has nothing to do with the problem of housing, these people apart from a few move on. Finance was the starter, people (locals) without previous banking experience managed to get better paid jobs & thought their salaries would keep rising & rising, so were prepared to spend more for property & felt secure. Now we have a situation that salaries are decreasing & nobody can afford to buy & also the fact that property owners don't want to sell (if they don't have to), as it would be a loss. You see more & more couples just living for their mortgage hoping that the market will improve, then we have potential buyers waiting for the crash as they can't afford to buy. Jersey is basically becoming a dead market & quality of life is not improving for anyone.

C Le Verdic

'All finance has done is bought (sic) untold wealth'

That's right, Sanity. Now it has to be paid for!

Sanity

C Le Verdic - The money was paid as tax. It has been wasted on supporting tourism and farming through benefits to the low paid in these sectors.

Joerg -The cost of property is simply supply and demand with the States buying up private sector housing to develop subsidised housing projects for people in these industries.

What is so wrong with providing the “average” person willing to work hard the chance of a well-paid job.